I had four cards all near their limit, and now it's one loan with one due date and one rate.
RT
Renee T.
Personal Loan Client · Ohio
Checking your rate won't affect your credit
Turn a pile of high-rate debt into one loan, one payment, one lower rate.
Solve Debt Today matches you with lenders who can offer a personal loan sized to your situation, so you can pay off cards and bills today and move forward with a single fixed monthly payment.
No impact to your credit score
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Free to check
·
Fixed rate, fixed term
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Checking rates now
No Impact
To your credit score
No Impact
To your credit score
No Cost
To check your rate
Fixed Rate
One predictable payment
No Obligation
To accept any offer
How it works
From today's balances to a funded loan, in four steps
No lengthy forms, no runaround. Here's the entire path from checking your rate to seeing funds land in your account.
01
Step 01
Check your rate
Share what you owe, your income, and what you're looking to pay off, using a soft credit check that never affects your score.
02
Step 02
Compare real offers
See loan amount, rate, and monthly payment side by side from lenders willing to work with your situation.
03
Step 03
Pick your loan
Review the terms in plain language — rate, term, and exact monthly payment — before you agree to anything.
04
Step 04
Get funded
Once you accept, funds are sent to you directly, or straight to your creditors if you're consolidating.
What changes for you
BeforeSeveral bills, several rates
AfterOne loan, one fixed rate
- Checking your rate never affects your credit score
- A real person is one call away if you get stuck
- You keep the final say before any loan is funded
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Seeing the fixed payment in writing is what made it real.
Loan uses
Whatever you're paying off, there's a loan built for it
Every situation is different, and lenders in our network price loans accordingly. Here's where most borrowers in our network land.
Most Requested
Consolidate high-rate credit cards
Combine several card balances into one fixed-rate loan and stop paying interest on interest while rates keep climbing.
Several cards, several rates
One loan, one rate
Catch up on overdue bills
Cover what's fallen behind in one lump sum instead of piecing it together month to month.
Bills piling up fast
One lump sum, resolved
Cover a medical bill
Handle a balance that showed up all at once, on a schedule that actually fits your budget.
One big surprise bill
A schedule that fits
Consolidate more than one loan
Replace several monthly payments with a single fixed one, often at a lower blended rate.
Several due dates
One fixed payment
No cost to check
Checking your rate costs you nothing
Checking your rate uses a soft credit check, so it never affects your score. You'll see your real rate and monthly payment before you decide anything.
- No fee to check your rate
- No obligation to accept any offer you're shown
- A real person walks you through the terms before you sign anything
Your ApplicationIn Review
Rate Checked
Soft pull, no credit impact
Matched With A Lender
Reviewing your application now
Offer Ready To Sign
Rate and payment locked in
Cost So FarNothing
From the network
What people actually say
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"Seeing the fixed payment before I actually agreed to anything is what finally got me to say yes right then."
MB
Marcus B.
Debt Consolidation Loan · Texas
"The funds hit my account the very next business day, right when I actually needed them most for my bills."
AR
Alicia R.
Personal Loan Client · Florida
See your real rate before you decide anything
Checking your rate costs nothing and never affects your credit score. If you like what you see, you're the one who decides when to move forward.
No cost, no obligation to check
No hard credit pull to see offers
Funds sent directly to you or your creditors
Solve Debt Today
Check My Rate
No credit impact to check
No application fee
Solve Debt Today
PERSONAL LOAN MATCHING
(888) 994-1208
Mon – Fri, 8:00am – 8:00pm ET
500 Meridian Row, Suite 210, Indianapolis, IN 46204
Important Disclosures: Solve Debt Today is a marketing lead generator and is not a lender and does not make credit decisions. We connect consumers with a network of independent, participating lenders and lending partners who may be able to offer personal installment loans. Submitting your information does not guarantee you will be matched with a lender or approved for any loan amount, rate, or term. Loan amounts, APR, fees, and repayment terms are determined solely by the lender you're matched with and will vary based on creditworthiness, income, state of residence, and other factors. Checking your rate through our site typically uses a soft credit inquiry that does not affect your credit score; a lender may perform a hard credit inquiry before final approval, which could affect your score. This is not an offer or guarantee of credit. We share your information with participating lenders and may be compensated by them for the referral. Please review the Privacy Policy and Terms & Conditions before submitting any information.