Solve Debt Today | A Personal Loan To Pay Off Debt
Checking your rate won't affect your credit

Turn a pile of high-rate debt into one loan, one payment, one lower rate.

Solve Debt Today matches you with lenders who can offer a personal loan sized to your situation, so you can pay off cards and bills today and move forward with a single fixed monthly payment.

No impact to your credit score · Free to check · Fixed rate, fixed term
Solve Debt Today client
Checking rates now
No Impact
To your credit score
No Impact
To your credit score
No Cost
To check your rate
Fixed Rate
One predictable payment
No Obligation
To accept any offer
How it works

From today's balances to a funded loan, in four steps

No lengthy forms, no runaround. Here's the entire path from checking your rate to seeing funds land in your account.

01
Step 01

Check your rate

Share what you owe, your income, and what you're looking to pay off, using a soft credit check that never affects your score.

02
Step 02

Compare real offers

See loan amount, rate, and monthly payment side by side from lenders willing to work with your situation.

03
Step 03

Pick your loan

Review the terms in plain language — rate, term, and exact monthly payment — before you agree to anything.

04
Step 04

Get funded

Once you accept, funds are sent to you directly, or straight to your creditors if you're consolidating.

What changes for you
BeforeSeveral bills, several rates
AfterOne loan, one fixed rate
  • Checking your rate never affects your credit score
  • A real person is one call away if you get stuck
  • You keep the final say before any loan is funded
“

Seeing the fixed payment in writing is what made it real.

Loan uses

Whatever you're paying off, there's a loan built for it

Every situation is different, and lenders in our network price loans accordingly. Here's where most borrowers in our network land.

Most Requested

Consolidate high-rate credit cards

Combine several card balances into one fixed-rate loan and stop paying interest on interest while rates keep climbing.

Several cards, several rates
One loan, one rate

Catch up on overdue bills

Cover what's fallen behind in one lump sum instead of piecing it together month to month.

Bills piling up fast
One lump sum, resolved

Cover a medical bill

Handle a balance that showed up all at once, on a schedule that actually fits your budget.

One big surprise bill
A schedule that fits

Consolidate more than one loan

Replace several monthly payments with a single fixed one, often at a lower blended rate.

Several due dates
One fixed payment
No cost to check

Checking your rate costs you nothing

Checking your rate uses a soft credit check, so it never affects your score. You'll see your real rate and monthly payment before you decide anything.

  • No fee to check your rate
  • No obligation to accept any offer you're shown
  • A real person walks you through the terms before you sign anything
Your ApplicationIn Review
Rate Checked
Soft pull, no credit impact
Matched With A Lender
Reviewing your application now
Offer Ready To Sign
Rate and payment locked in
Cost So FarNothing
From the network

What people actually say

“

I had four cards all near their limit, and now it's one loan with one due date and one rate.

RT
Renee T.
Personal Loan Client · Ohio

Seeing the fixed payment before I actually agreed to anything is what finally got me to say yes right then.

MB
Marcus B.
Debt Consolidation Loan · Texas

The funds hit my account the very next business day, right when I actually needed them most for my bills.

AR
Alicia R.
Personal Loan Client · Florida

“I had four cards all near their limit, and now it's one loan with one due date and one rate.”

RT
Renee T.
Personal Loan Client · Ohio

“Seeing the fixed payment before I actually agreed to anything is what finally got me to say yes right then.”

MB
Marcus B.
Debt Consolidation Loan · Texas

“The funds hit my account the very next business day, right when I actually needed them most for my bills.”

AR
Alicia R.
Personal Loan Client · Florida

“I had four cards all near their limit, and now it's one loan with one due date and one rate.”

RT
Renee T.
Personal Loan Client · Ohio

“Seeing the fixed payment before I actually agreed to anything is what finally got me to say yes right then.”

MB
Marcus B.
Debt Consolidation Loan · Texas

“The funds hit my account the very next business day, right when I actually needed them most for my bills.”

AR
Alicia R.
Personal Loan Client · Florida

See your real rate before you decide anything

Checking your rate costs nothing and never affects your credit score. If you like what you see, you're the one who decides when to move forward.

No cost, no obligation to check
No hard credit pull to see offers
Funds sent directly to you or your creditors
Check My Rate

See what fits your budget.

Share a few details below and a specialist will review your request and walk you through your next step.

  • Checking your rate won't affect your credit score
  • No application fee — no obligation to move forward
  • Bank-level encryption on everything you submit
Prefer to talk? Call (888) 994-1208
Solve Debt Today
CHECK MY RATE
Solve Debt Today
Check My Rate
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Solve Debt Today
PERSONAL LOAN MATCHING
(888) 994-1208
Mon – Fri, 8:00am – 8:00pm ET
500 Meridian Row, Suite 210, Indianapolis, IN 46204

Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures

Lead Generator & Service Disclosure: Solve Debt Today is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.

TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Solve Debt Today and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.